Have you ever considered how your family would manage financially if you weren't around, lost your job or suddenly became too ill to work? In today's uncertain economic climate it's more important than ever that you plan for your family's future. Fortunately, Swinton Bikes LifeSearch offers a great range of financial protection products to provide you with the reassurance of financial security should the worst happen.
Here's a quick summary of the types of cover Swinton Bikes LifeSearch offers:
A Life insurance policy pays out a tax free lump sum to your family in the unfortunate event of your death to help your family cope with the financial loss and maintain their standard of living. Critical Illness cover can also be combined with Life insurance and income protection for extra piece of mind.
Income Protection provides a monthly tax free income if you are unable to work through illness or injury. The policy will continue to pay out until you are well enough to return to work or you retire.
Real Life Cover is designed to cover you for the things that are most likely to stop you earning a living or taking care of your family. The plan provides life insurance, income protection and limited cover against the most common serious illnesses - heart attack, stroke and cancer (which together account for 80% of all critical illness claims**) - all in one plan. And unemployment cover can be added too.
Even if you already have life insurance and income protection, it makes sense to carefully review it to make sure that you've got the cover you need, especially if your circumstances have changed, for instance, if you've had children or moved home. All Swinton LifeSearch staff are trained to help find the policy that's right for you and the solution could cost a lot less than you think. For an instant quote, help or advice call Swinton Lifesearch on 0800 308 1967†.
Your life insurance and income protection and advice will be provided and your policy will be arranged by LifeSearch Limited trading as Swinton LifeSearch. LifeSearch Limited is an Appointed Representative of Baigrie Davies and Company Limited who are authorised and regulated by the Financial Conduct Authority.
Swinton Group Limited, registered in England number 756681 whose registered office is at: Swinton House, 6 Great Marlborough Street, Manchester, M1 5SW is connected for the purposes of the Insurance Companies Regulations 1994 to Covea Insurance plc. Calls are recorded for training and quality purposes. Authorised and regulated by the Financial Conduct Authority.
*Prices based on £100,00 level term life cover, over 20 years for a non-smoker, in good health, aged 30 next birthday. Figures correct as at 27/03/09. The actual premiums will depend on individual circumstances.
**Source: SCOR, Mat 2008
†Lines open 8am to 8pm Mon-Fri, 9am to 6pm Sat and Sun. Calls are recorded for training and quality purposes.